The Terms and Conditions contained herein shall apply to any person (“User”) using the services of K P Studies for making fee payments through an online payment gateway service (“Service”) and Payment Gateway Service provider, through website i.e. www. Avjknowledgeportal.com Each User is therefore deemed to have read and accepted these Terms and Conditions.
Terms Of Use - General
Access to and use of K P Studies is provided subject to these conditions. Use of this Site constitutes acceptance of these conditions. If these conditions are not accepted fully, the use of this Site must be terminated immediately.
K P Studies has made reasonable efforts to secure accuracy of the information provided at this Site and accepts no responsibility/liability for any inadvertent inaccuracies or omissions in this Site. K P Studies is at liberty to make changes in the products & services. As far as practicable, reasonable notice of the same will be posted on the site.
K P Studies does not
warrant or represent that the information or materials (including but not
limited to the documents and related graphics) available at or from this site
are accurate or suitable or reliable or that the site will be free of errors,
viruses, bugs, problems or other limitations.
Users agree and
undertake not to disturb the normal operation of this Site, not to infringe the
integrity of this Site by hacking or altering the information contained in this
Site, not to prevent or limit access to this Site to other Users, or otherwise.
Use Of Services
The registered Users may use the services to access any permitted User Account & to conduct transactions as may be permitted with respect to any such User Account. The User agrees to follow instructions of K P Studies in effect from time to time with respect to use of the services.
When a Personal
Identification Number is used to conduct any Transaction, the authorization
given at the time of the Transaction will be treated as if it was given by the
User in person, and the User agrees to be bound by each such transaction.
Confidentiality Of User Data
The User's details and Student ID etc. are for the User's use alone and may not be assigned or transferred. The User agrees to keep all the data confidential and not to disclose them to any other person. K P Studies recommends that the User does not record the data in any manner or on any media, whether in writing or otherwise, including without limitation in electronic form, or by voice mail or e - mail. For security reasons, K P Studies recommends that the Users may change their login credentials on a regular basis, such as every 60 or 90 days.
Transaction Verifications And Records
K P Studies records of each Transaction, and its accounting records, will be deemed to be correct, and will be conclusive and binding upon the User. If the User believes that K P Studies records contain an error or omission, the User must give written notice of the suspected error or omission to K P Studies within 15 days of the Transaction date.
Data Security
Information security
is critical to our business. We work to protect the security of your
information during transmission by using Secure Sockets Layer (SSL) software,
which encrypts information you input. We store information gathered on secure
computers. When you make a payment using your card, all required transaction
details are captured on the secured payment page, and encrypted using
Industrial Strength Cipher, and are securely transmitted to your card issuer
for obtaining an authorization decision.
At no time during the payment process or thereafter does K P Studies have access to, or store, your complete card account information.
The number of employees involved in the management of the data center that have physical access to these computers is limited or nil as we deploy these on state of the art secure cloud hosting services. We use advanced security technology to prevent our computers from being accessed by unauthorized persons. It is important for you to protect against unauthorized access to your Login ID/password and to your computer. Be sure to sign off when finished using a shared computer and otherwise protect the password used to access the K P Studies services.
The security of your
personal information and email address is important to us. When you enter
sensitive information (such as credit / debit card number) on our acquiring
bank’s system or order forms, they encrypt that information using secure socket
layer technology (SSL). To learn more about SSL, follow this link http://www.verisign.com
We follow generally
accepted industry standards to protect the personal information and email
address submitted to us, both during transmission and once we receive it. No
method of transmission over the Internet, or method of electronic storage, is
100% secure, however. Therefore, while we strive to use commercially acceptable
means to protect your personal information and email address, we cannot
guarantee its absolute security.
If you have any
questions about security on our website, you can email us at: avj4knowledge@gmail.com.
What Security Procedures Are In Place To Protect Information
From Loss, Misuse Or Alteration?
To protect your privacy and security, we will verify your identity before granting access or making changes to your personally identifying information. If you have registered your profile on K P Studies, your K P Studies ID and Password are required in order to access your profile information.
To protect against the
loss, misuse and alteration of the information under our control, we have in
place appropriate physical, electronic and managerial procedures. For example,
our servers are completely on a secure cloud hosting service virtually out of
access or reach. We may decide to deploy privately hosted servers partly but
these too are accessible only to authorized personnel and your information is
shared with respective personnel on need to know basis to complete the
transaction and to provide the services requested by you.
Although we will endeavour to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this website, you agree that K P Studies will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
All information gathered on K P Studies is securely stored within the K P Studies controlled database. The database is stored on servers securely hosted on the cloud behind state of the art firewalls; access to the servers is strictly limited and controlled by reputed third party service providers.
Loss Or Theft And User's Liability
The User agrees to notify K P Studies immediately of the loss, theft, misuse or unauthorized use of the User id and password credentials of the User. The User is responsible for the use of the login credentials and will be liable for all authorized and unauthorized use of these, including all transfers from their bank Account. To notify K P Studies of any loss, theft, misuse or unauthorized use, the User must email K P Studies immediately from their authorized email id as held in the records of K P Studies.
Termination
K P Studies may at any
time, withdraw permission to use any of the Services, or cancel or alter any of
the Services without being liable for any loss resulting from such action.
Notice of such withdrawal will be posted on the website. The termination of the
Services, for any reason will not relieve the User of any obligation under this
Agreement with respect to the Services already used.
Notice Specific To Documents Available On This Site
Permission to use
documents (such as press releases, datasheets and Frequently Asked Questions
(FAQs) from this Site is granted, provided that (a) the copyright notice set
out below appears in all copies and that both the copyright notice and this
permission notice appear, (b) use of such documents from this Site is for
informational and non - commercial or personal use only(c) no modifications of
any documents are made. Use for any other purpose is expressly prohibited by
law, and may result in severe civil and criminal action.
The documents specified above do not include the design or layout of the site or any other K P Studies owned, operated, licensed or controlled Site. Elements of K P Studies website is protected by copyright and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sounds or image from any K P Studies site may be copied or retransmitted without the express written permission of K P Studies.
Links To Third Party Site
The links to other websites may require Users to leave K P Studies site. The linked sites are not under the control of and it is therefore not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. AVJ ACADEMY provides these links to the Users only as a convenience, and the inclusion of any link does not imply endorsement or any representation by AVJ ACADEMY of the site. It is up to the User to take precautions to ensure that whatever sites are selected for use are free of such items as viruses, bugs, problems or other limitations.
In no event shall AVJ
ACADEMY be liable to any party for any direct, Indirect, consequential or
specific damages for any use of this site or for use of any other linked
website, including, without limitation, any loss of profits, business interruption
or loss of data, even if AVJ ACADEMY was expressly advised of the possibility
of such damages.
Suggestions And Other Information For Using This Site
Except for the
information, User included as a part of the various forms for mailing and
ordering purposes, by communicating with K P Studies , Users grant K P Studies irrevocable permission to use, reproduce, display, perform, modify, transmit
and distribute for any purpose K P Studies chooses, commercial, public or
otherwise, any information, suggestions, ideas, drawings or concepts
communicated, without compensation of any sort.
Governing Law
This Site and all
disputes or other matters arising out of it shall be governed by the laws o f
India and dealt with by a court of competent jurisdiction in New Delhi. Users
agree that while settling a dispute, if the judgment is against the Complainant
User, the User will pay all of K P Studies costs including reasonable fees for
in - house & outside counsel.
Copyright Notice
The materials on this
Site are protected by copyright and other laws and no part of these shall be
copied or infringed.
Trademarks
Certain trademarks,
trade names, images, logos and pictures on this Site are proprietary to K P Studies or other respective entities. Except as may be expressly provided,
nothing contained herein shall be construed as conferring any license or right
under copyright or other intellectual property rights.
Rights Reserved
Any rights not expressly
granted herein are reserved.
Refund Policy
If K P Studies receives any refund request from the user within 4 hours of the transaction, K P Studies will initiate the refund process within the next 72 hours (3
working days), on the basis of the User information already made available to K P Studies. Such refund will be processed after deduction of handling charges
/ out of pocket and administrative expenses.
K P Studies will, on
best effort basis, provide remittance details to enable the User to take up
queries if any, with the beneficiary institution. The user is advised to retain
remittance details for any future correspondence with the institution &
their bankers. (
**Refund would be processed only after the consent with respective institution)
Institution List
The list of
institutions in the Search box on our Home Page is for indicative purpose only.
These institutions may or may not have signed up with us for their fee
management. Users are advised to confirm about the status of their institution
by sending mail to avj4knowledge@gmail.com.
Updation Of Policy
However, the internet
is an ever - evolving medium. We may revise our privacy policy from time to
time to incorporate necessary changes. Of course, our use of any information we
gather will always be consistent with the policy under which the information
was collected, regardless of what the new policy may be. We reserve the right
to change or update this policy at any time by placing a prominent notice on
our website. Such changes shall be effective immediately upon posting to this
website.
If we decide to change
our privacy policy, we will post those changes to this privacy statement, the
homepage, and other places we deem appropriate so that you are aware of what
information we collect, how we use it, and under what circumstances, if any, we
disclose it. We reserve the right to modify this privacy statement at any time,
so please review it frequently. If we make material changes to this policy, we
will notify you here, or by means of a notice on our homepage.
If we decide to make
changes in our email practices, we will post those changes to this privacy
policy, the homepage, and other places we deem appropriate so that you are
aware of what information we collect, how we use it, and under what
circumstances, if any, we disclose it.
If you feel that K P Studies has violated this Statement on Privacy in any way, please contact us
at avj4knowledge@gmail.com. that we may address.
Limitation Of Liability
Miscellaneous Conditions:
The User is hereby informed
that K P Studies will never ask the User for the User's password in an
unsolicited phone call or in an unsolicited email. The User is hereby required
to sign out of his/her K P Studies account on the Website and close the web
browser window when the transaction(s) have been completed. This is to ensure
that others cannot access the User's personal information and correspondence
when the User happens to share a computer with someone else or is using a
computer in a public place like a library or Internet café.
Debit/Credit Card, Bank Account Details
Payment Gateway Disclaimer
The Service is
provided in order to facilitate access to view and pay fees online. K P Studies or the Payment Service Provider(s) do not make any representation of any kind,
express or implied, as to the operation of the Payment Gateway other than what
is specified in the Website for this purpose. By accepting/ agreeing to these
Terms and Conditions, the User expressly agrees that his/ her use of the
aforesaid online payment Service is entirely at own risk and responsibility of
the User.